Setting My Finances Straight

The Role of a Chapter 13 Bankruptcy Lawyer and How They Can Help You

Financial struggles can be an overwhelming and stressful experience. For many individuals facing extreme financial hardship, Chapter 13 bankruptcy can be a beneficial solution to help eliminate their debts. However, navigating the complexities of bankruptcy law can be a challenge. That’s where a Chapter 13 bankruptcy lawyer can be an invaluable asset. This blog post will explore the role of a Chapter 13 bankruptcy lawyer and how they can assist you in getting your finances back on track. Read More 

Signs You Should Talk To A Bankruptcy Attorney

The average American adult has $7,978 in unsecured personal loans (loans that don't require collateral). Loans support people when they want to make large purchases or they run into unexpected emergency expenses. At a certain point, the loans become more of a hassle than a help. With nowhere else to go, some households may consider filing for personal bankruptcy, but most people resist unless absolutely necessary. Open your books and look for these signs that you should consult with a bankruptcy attorney. Read More 

Need Bankruptcy? 3 Ways To Keep Your Primary Home

Bankruptcy is always a difficult choice to make. But when you have a home with a mortgage, it's even more so. Likely, one of your biggest concerns is whether or not you can keep your home. The good news is that you do have several methods to do that. You also have alternatives that may be better for you. Here are three scenarios that may work for you. 1. Use the Homestead Exemption Read More 

3 Main Reasons To File For Chapter 7 Bankruptcy Instead Of Chapter 13

Are you overwhelmed by unsecured personal loans, past-due medical bills, credit card debts, and other crushing expenses? Or perhaps you're tired of receiving non-stop calls from disgruntled creditors. Whatever the case, filing for bankruptcy might offer the fresh start that you need.  That said, you have probably heard that there are two main bankruptcy options: Chapter 7 and Chapter 13. Given a choice, most people prefer to file for Chapter 7 instead of Chapter 13. Read More 

Scenarios That Would Warrant A Visit To A Bankruptcy Attorney

When you hear the word bankruptcy, two thoughts probably cross your mind. The first is that this only happens to people that do not know how to budget, and the second is that this problem could never befall you. Unfortunately, though, both these assumptions are wrong. The reality is that bankruptcy tends to happen when individuals are faced with burdens that cause them considerable financial distress. Consequently, they lose their financial bearings. Read More 

About Me

Setting My Finances Straight

After I realized that I was way behind on my rent, I knew that I had to do something. I sat down with all of my bills, and I started evaluating my personal financial situation. Things were bleak. I realized that in addition to being sent to collections by several places, I also had a terrible credit score. I didn't know how to cope. However, a friend of mine suggested meeting with a bankruptcy attorney, and so I sat down to talk with him. It was amazing to hear how much things could improve by declaring bankruptcy. Overnight, creditors stopped bothering me. This blog is all about declaring bankruptcy.