Setting My Finances Straight

Help in a Hurry: Filing for an Emergency Chapter 7

Traditional bankruptcy filings can come with hours spent filling out reams of forms, but there is a little-known, but quicker, method to get your filing accomplished. If you need to take fast action, read on to learn more about filing for an emergency petition. Who Needs an Emergency Petition? Without a doubt, one of the major benefits of a bankruptcy filing is the ability to employ the legal maneuver known as the automatic stay. Read More 

The Bankruptcy Abuse Prevention And Consumer Protection Act Of 2005

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 was created to stem perceived abuses by some people who were filing for Chapter 7 bankruptcy. Chapter 7 bankruptcy allows you to avoid paying back many of the creditors you owe money to, because you claim you don't have the money or resources to pay them back. Legislators felt that some people were intentionally getting into debt and then using the bankruptcy laws to escape paying what they owe. Read More 

Learn The Benefits That Come With Filing For Bankruptcy

You may not like the idea of filing bankruptcy because there tends to be a certain stigma attached to the word. However, bankruptcy can actually be a great way for you to go if you have found yourself in over your head financially with your credit score continuing on a dangerous downward spiral. You can learn about some of the ways bankruptcy can help you by reading the information provided to you in this article. Read More 

4 Things To Consider When Filing For Chapter 7 Bankruptcy

Financial problems can occur during any stage of life. These may be due to a change in your current situation, such as divorce or job loss. Regardless of why you may be having difficulty paying your debt, you may want to consider filing for Chapter 7 bankruptcy. Doing so can assist you in having back your peace of mind and getting your bills paid. By knowing specific things about this type of bankruptcy, you may feel motivated to get started. Read More 

Three Tips To Help You Avoid Social Security Fraud

Being granted disability benefits can be a major relief, but it doesn't mean that you no longer have to worry about income. Social security disability benefits can be retracted and you can even be held liable for repayment if the Social Security Administration (SSA) thinks you are no longer qualified or defrauding the system. The following tips can keep you on the right side of the SSA so your benefits aren't stopped and you aren't charged with fraud. Read More 

About Me

Setting My Finances Straight

After I realized that I was way behind on my rent, I knew that I had to do something. I sat down with all of my bills, and I started evaluating my personal financial situation. Things were bleak. I realized that in addition to being sent to collections by several places, I also had a terrible credit score. I didn't know how to cope. However, a friend of mine suggested meeting with a bankruptcy attorney, and so I sat down to talk with him. It was amazing to hear how much things could improve by declaring bankruptcy. Overnight, creditors stopped bothering me. This blog is all about declaring bankruptcy.