Setting My Finances Straight

4 Things To Consider When Filing For Chapter 7 Bankruptcy

Financial problems can occur during any stage of life. These may be due to a change in your current situation, such as divorce or job loss. Regardless of why you may be having difficulty paying your debt, you may want to consider filing for Chapter 7 bankruptcy. Doing so can assist you in having back your peace of mind and getting your bills paid. By knowing specific things about this type of bankruptcy, you may feel motivated to get started. Read More 

Three Tips To Help You Avoid Social Security Fraud

Being granted disability benefits can be a major relief, but it doesn't mean that you no longer have to worry about income. Social security disability benefits can be retracted and you can even be held liable for repayment if the Social Security Administration (SSA) thinks you are no longer qualified or defrauding the system. The following tips can keep you on the right side of the SSA so your benefits aren't stopped and you aren't charged with fraud. Read More 

How You Can Avoid Misrepresenting Your Home When Selling It

When you are selling your home, you will likely be inviting a lawsuit if you do not hire a real estate attorney to assist you. After purchasing a home, some buyers discover that the home wasn't what they expected, and they then seek to sue you over misrepresenting the property. You may accidentally misrepresent your property, which is why you need the help of an attorney. Taking Misleading Photos Something as simple as editing a photo can lead to you being accused of misrepresenting a property. Read More 

What You Need To Know About Filing An Emergency Bankruptcy Petition

Filing for bankruptcy can mean hours spent filling out reams of paperwork, but you should know that there is a quicker solution that can get you some immediate relief from debt collections. Most bankruptcy packages includes a complete list of property owned, debts owed, income, and extensive personal and financial information. If you need to take quick action, read on for more information about emergency bankruptcy filings. Why Would You Need an Emergency Bankruptcy Filing? Read More 

Reasons For Debt Reaffirmation In A Chapter 7 Bankruptcy

In Chapter 7 bankruptcy, reaffirming a debt involves making an agreement to repay all or part of a debt that would otherwise be discharged. As a general rule, debt reaffirmation is only possible if the collateral you used to secure the debt is exempt. Otherwise, the creditor may just sell it to get his or her dues. Here are four reasons you may want to reaffirm a debt: To Renegotiate the Loan Read More 

About Me

Setting My Finances Straight

After I realized that I was way behind on my rent, I knew that I had to do something. I sat down with all of my bills, and I started evaluating my personal financial situation. Things were bleak. I realized that in addition to being sent to collections by several places, I also had a terrible credit score. I didn't know how to cope. However, a friend of mine suggested meeting with a bankruptcy attorney, and so I sat down to talk with him. It was amazing to hear how much things could improve by declaring bankruptcy. Overnight, creditors stopped bothering me. This blog is all about declaring bankruptcy.