Setting My Finances Straight

3 Main Reasons To File For Chapter 7 Bankruptcy Instead Of Chapter 13

Are you overwhelmed by unsecured personal loans, past-due medical bills, credit card debts, and other crushing expenses? Or perhaps you're tired of receiving non-stop calls from disgruntled creditors. Whatever the case, filing for bankruptcy might offer the fresh start that you need.  That said, you have probably heard that there are two main bankruptcy options: Chapter 7 and Chapter 13. Given a choice, most people prefer to file for Chapter 7 instead of Chapter 13. Read More 

About Me

Setting My Finances Straight

After I realized that I was way behind on my rent, I knew that I had to do something. I sat down with all of my bills, and I started evaluating my personal financial situation. Things were bleak. I realized that in addition to being sent to collections by several places, I also had a terrible credit score. I didn't know how to cope. However, a friend of mine suggested meeting with a bankruptcy attorney, and so I sat down to talk with him. It was amazing to hear how much things could improve by declaring bankruptcy. Overnight, creditors stopped bothering me. This blog is all about declaring bankruptcy.